Household contents insurance for Expats in Germany

Find the perfect insurance for your home contents and protect yourself against damages or loss. 

Based on 43 reviews

What is the home content insurance for Expats?

The household contents insurance replaces the entire inventory of the apartment or house at replacement value if it is damaged or destroyed by fire, water, burglary or storm and hail damage. Depending on the choice of insurance also if the fire was caused by a forgotten candle or if burglary occurs during the 4-week home trip.

There are two different insurance models. The first and original model is the sum insured model. It is important to estimate the value of your household goods correctly and to adjust it from time to time over the years. There is a guideline of 650€ sum insured per square meter, which should not be undercut. Otherwise, the insurance company may reduce the payment in the event of a claim.
The second and modern model is the living space model. It is enough to specify the number of square meters of living space and the insurance company calculates the price based on this. The advantage is that you can no longer be underinsured. After signing the contract, you can let it continue without any worries.

I will be happy to help you choose the right insurance for you, according to your house or apartment and place of residence.

Home Content Insurance for english speaking expats in Germany
Licensed and certified health insurance consultant Germany IHK

Get your personal english speaking insurance advisor

Working with a professional insurance advisor has many advantages for you as an english speaking expat living and working in Germany. Let me briefly summarise the advantages for you:

Marcel is able to clealry communicate and help with the best advice on insurance. Which not only gives clarity to the customer, but helps them understand the ways of insurance in Germany, a big thanks for all the help and advice.
Advisor for WWK Versicherungen Germany
Advisor for ARAG Versicherungen Germany
Advisor for Sparkassen Versicherung Germany
Advisor for Allianz Versicherung Germany
Advisor for Fidelity International Germany
Advisor for Die Techniker Versicherung Germany
Advisor for Die Haftpflichtkasse
Advisor for Hannoversche Insurance Germany
Advisor for Hiscox Insurance
Advisor for Basler Versicherungen
Advisor for Hanse Merkur Insurances
Advisor for Singal Iduna Insurance
Advisor for Zurich Insurance
Advisor for Barmenia Versicherungen
Advisor for Nürnberger Versicherung
Advisor for Alte Leipziger Insurance
Advisor for Concordia Versicherungen
Advisor for InterRisk Insurance Germany

Book your free consultation today

Whether you are an employee or a freelancer. Whether are you from India, Africa, Asia or South America. I help expats and professionals from all over the world to successfully find their way in the German insurance system.